Residential financing · Portugal
Capitalfor Builders.
Short-term senior financing for experienced residential developers — from land acquisition and licensing through pre-sales, until traditional bank financing takes over.
Get indicative terms
AI-poweredTell us about your project. Our AI analyses your inputs and market data to provide indicative terms within days.
€1–5M
Typical facility
Senior secured
Asset-backed lending
Short-term
6–24 months, bridge to bank financing
Portugal
Local underwriting
The bank isn't ready.
Your project is.
Development doesn't always move on a bank's timeline. Verde Capital provides short-term capital for experienced residential developers during the stages traditional lenders often won't finance.
Acquire
Land acquisition and closing.
Unlock
Planning, licensing and value-creation.
Bridge
Move through presales and pre-construction until bank financing becomes available.
Built for Portugal
We combine local market expertise with AI to move high-quality projects forward.
A faster, clearer process
Financingshouldn't startwith weeksof emails.
Submit your project once. Verde Capital brings together data, underwriting and experts to give you indicative terms within days.
Good morning, Pieter
3 active projects
- Market compsCompleted
- Planning & licensingIn progress
- Expert reviewPending
- Indicative termsPending
Project timeline
Project submitted
Today, 9:24
AI analysis
Market and comparable data
Expert underwriting
Local specialist review
Indicative terms
Within days
Due diligence
After acceptance
Funding
Project completion
- 01
Submit
Tell us about your opportunity.
- 02
Analyse
We combine your information with market data and comparable transactions.
- 03
Underwrite
Our expert network reviews the opportunity alongside our credit team.
- 04
Terms
Receive indicative terms within days.
- 05
Fund
Complete due diligence, documentation and closing.
Our underwriting advantage
AI-enabled.Expert-underwritten.
Real estate is local. Underwriting should be too. Our AI — Verde — organises information, analyses opportunities and accelerates underwriting. Our Expert Network brings the local knowledge and specialist judgement required to make better credit decisions.
Verde AI
- Data & market intelligence
- Comparable transactions
- Planning & licensing data
- Developer track record
- Risk analysis (AI models)
Credit
team
Reviews every facility
Expert network
- Local market specialists
- Planning experts
- Technical consultants
- Valuation professionals
- Legal experts
- Residential specialists
- Hospitality specialists
Built aroundrepeat business.
Capital that arrives in weeks instead of months is the difference between the site you wanted and the one that was still available. Residential developers work with us to move sooner.
We would rather finance ten projects for one developer than one project for ten. Our underwriting starts with you, not the site — which is why a second loan is faster than the first, and why developers we work with move to a credit line covering several projects at once.
Verde Capital funded our first site in Cascais while the bank was still asking for documents. We can't wait to do our next project with them.
First facility
€1–5M
Short-term senior loan
Repeat projects
Faster process
as you build a track record
Developer relationship
Deeper understanding
of your business
Multi-project facilities
For experienced
developers over time
Capital that grows with your pipeline.
For brokers and advisers
Have a developer who needs capital?Bring the deal. We'll help move it forward.
Verde Capital works with brokers, advisers and property professionals who introduce qualifying residential development opportunities.
Submit once
Share the opportunity through a simple process.
Stay involved
Know where the deal is in Verde's AI-assisted underwriting.
Build with us
Create an ongoing origination relationship.