Products · Portugal

Pre-constructionfinance.

Short-term, senior-secured financing for experienced real estate developers — from land acquisition, to licensing and pre-sale bridge loans.

€1–5m

Typical facility

Senior secured

First-ranking security

6–24 months

Bridge to bank financing

48 hours

Indicative terms

What it finances

From land, to licence,to pre-sales.

One facility that follows your project through the stages a bank won't touch — the months before construction and construction-stage lending begin.

Land acquisition

Land acquisition

Secure the site while the opportunity is there — before a bank will consider it.

Licensing

Licensing

Fund costs and carry while the project moves through planning and licensing.

Pre-sale bridge loans

Pre-sale bridge loans

Bridge the gap to pre-sales and construction-stage bank financing.

Living categories

Finance for everyway of living.

We finance the full spectrum of residential living — from homes for sale to rented, shared and serviced formats.

Residential

Residential

Homes and apartments for sale.

Build to rent

Build to rent

Purpose-built rental schemes.

Student housing

Student housing

Purpose-built student residences.

Senior housing

Senior housing

Later-living residences.

Aparthotel

Aparthotel

Branded apart-hotels and extended stays.

Co-living

Co-living

Shared living with common spaces.

Serviced apartments

Serviced apartments

Hotel-style serviced apartment buildings.

Hotels

Hotels

Boutique and lifestyle hotels.

Who it's for

Built around experienceddevelopers.

  • Experienced residential developers
  • Portuguese residential projects
  • Senior-secured facilities of €1–5m
  • Repayment through bank refinancing, sale or pre-sales
  • AI-assisted underwriting with local expert review

Underwriting

Decisions in days, not months.

Verde — our AI underwriter — builds your case while our credit team and local experts test it. You receive indicative terms within 48 hours.

Meet our expert network

Start with your project.

Describe it below. Verde asks what's missing and builds your case.

No obligation. All financing subject to review and approval.

All lending is subject to underwriting, security and full due diligence. Nothing on this page is an offer of credit.