Investor information
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Invest in short-term, senior-secured loans to experienced real estate developers, financing land acquisition, licensing and pre-construction projects in Portugal.
- 8% target annual yield, paid quarterly
- First-ranking mortgage over each asset
- Verde invests its own capital in every facility
What you get
The facts, before you ask.
8% target annual interest
Paid quarterly, directly to your designated bank account, for the life of the loan.
6 – 24 month terms
Short terms with a defined repayment route: bank refinancing, sale or pre-sales.
First-ranking mortgage
Your capital is secured by a first-ranking mortgage over the underlying property.
Verde invests alongside
Verde Capital invests its own capital in every facility, alongside yours.
Disciplined underwriting
Independent valuations, local market expertise and clear exit routes on every case.
Portuguese residential focus
Loans on residential projects across Portugal — €100,000 minimum ticket.
The opportunity
Portugal needs more homes.Developers need capital.
Portugal has a significant housing shortage. Strong demand, limited new supply and planning complexity prevent many viable projects from reaching construction. We provide the capital for the critical early stages where experienced developers need funding before banks step in.
~300,000
homes missing in Portugal
Estimated housing construction shortfall relative to household growth over the past decade.
Source: Banco de Portugal, 2026 reporting on the housing construction gap.
Frequently asked questions
Key questions, clear answers.
How does the 8% yield get paid?
Quarterly, directly to your designated bank account, for the life of the loan.
When do I get my capital back?
At the end of the loan term, repaid through the agreed route: bank refinancing, sale or pre-sales.
What is my capital secured by?
A first-ranking mortgage over the underlying property — and Verde Capital invests its own capital alongside yours in every facility.
What is a first-ranking mortgage?
It means the lender's charge over the property ranks ahead of any other lender's. If a loan ever needs to be recovered through the asset, a first-ranking position is repaid before subordinate creditors. Verde Capital facilities are secured this way.
What are the typical loan terms?
6 – 24 months, with a defined repayment route: bank refinancing, sale or pre-sales.
Who can invest?
Professional and qualified investors — private individuals, family offices and companies — from a €100,000 ticket, subject to onboarding and suitability checks.
What fees apply?
Fees are set out in each facility's terms before you commit. There is no charge to request information or speak with the team.
What are the main risks?
Development lending carries real risks: delays, licensing, market movements. Capital is at risk, and past performance is not a guide to future returns. Our mitigants are senior-secured positions, first-ranking mortgages, low loan-to-value lending and short terms.
Investor conversation
Let's discussyour investment.
Schedule a call with our investor relations team to discuss the strategy, current pipeline and terms.
Verde Capital investor relations
One direct line. No call centres.
Capital is at risk, and past performance is not a guide to future returns. All lending is subject to underwriting, security and full due diligence.